At KollegeNeeds, we offer secure and hassle-free payment options for a smooth shopping experience. Please read our payment policy to understand available methods, security measures, and related terms.

1. Accepted Payment Methods

We accept the following payment methods:

• Credit/Debit Cards: Visa, MasterCard, RuPay, and more
• UPI & Mobile Wallets: Google Pay, PhonePe, Paytm, and others
• Net Banking: Supported by all major Indian banks
• Cash on Delivery (COD): Available for select locations (additional charges may apply)

2. Payment Processing

• All payments must be completed before order processing begins.
• For COD orders, payment must be made in full upon delivery.
• In case of payment failure, reattempt the transaction or use an alternative method.

3. Payment Security

• We use secure payment gateways to ensure safe transactions.
• KollegeNeeds does not store any credit/debit card details.
• Transactions are encrypted and protected against fraud.

4. Pricing & Taxes

• All prices on our website are in Indian Rupees (INR) and inclusive of applicable taxes.
• Prices may change without prior notice due to market fluctuations.

5. Refunds & Chargebacks

• As per our No Return & No Refund Policy, we do not offer refunds.
• Unauthorized chargebacks or payment disputes may result in order cancellation.

6. Contact Us

For any payment-related queries, please reach out to:

KollegeNeeds

Company Address – Dhillon Farm Road, Near Janta Model School, Nayagaon, Mohali Punjab 160103
Email: Contact.kollegeneeds@gmail.com
Phone: 918544656117

By making a purchase, you agree to this Payment Policy.